Can You Pay Through The Mgm App

M life Rewards is the loyalty program for all MGM Resorts properties. In addition to the Las Vegas hotels you may be familiar with, there are MGM properties across the U.S. and in China and Japan.

As an M life Rewards member, you can earn points and Tier Credits that can be converted into great perks like free slot play, discounts, and even a free cruise!

In this post, we'll go over everything you need to know to get the most out of your M life Rewards.

Table of contents

MGM Resorts
- MGM Resorts in Las Vegas
- Other MGM Resort Locations in the U.S.
- MGM Resorts in China
- MGM Resorts in Japan
- Diaoyutai MGM Hospitality Locations
How M life Rewards Works
- How To Join M life Rewards
- Rewards
- M life Moments
- BetMGM
- Holiday Gift Shoppe
M life Rewards Elite Tier Levels
- Sapphire: 0 to 24,999 Tier Credits
- Pearl: 25,000 to 74,999 Tier Credits
- Gold: 75,000 to 199,999 Tier Credits
- Platinum: 200,000+ Tier Credits
- NOIR: By Invitation Only
M life Rewards Partners
- World of Hyatt
- Southwest Airlines
- Royal Caribbean and Celebrity Cruise Line
- Avis
- Cirque du Soleil
- Thunder Valley Casino Resort
- Cashman Photo
M life® Rewards Mastercard®
Final Thoughts

Table of Contents

MGM Resorts
- MGM Resorts in Las Vegas
- Other MGM Resort Locations in the U.S.
- MGM Resorts in China
- MGM Resorts in Japan
- Diaoyutai MGM Hospitality Locations
How M life Rewards Works
- How To Join M life Rewards
- Rewards
- M life Moments
- BetMGM
- Holiday Gift Shoppe
M life Rewards Elite Tier Levels
- Sapphire: 0 to 24,999 Tier Credits
- Pearl: 25,000 to 74,999 Tier Credits
- Gold: 75,000 to 199,999 Tier Credits
- Platinum: 200,000+ Tier Credits
- NOIR: By Invitation Only
M life Rewards Partners
- World of Hyatt
- Southwest Airlines
- Royal Caribbean and Celebrity Cruise Line
- Avis
- Cirque du Soleil
- Thunder Valley Casino Resort
- Cashman Photo
M life® Rewards Mastercard®
Final Thoughts

MGM Resorts

The M life Rewards program is valid at all MGM Resorts worldwide.

MGM Resorts in Las Vegas

Aria
Bellagio
Delano Las Vegas
Excalibur
Luxor
Mandalay Bay
MGM Grand
The Mirage
New York-New York
NoMad Las Vegas
Park MGM
The Signature at MGM Grand
Vdara at Aria

Other MGM Resort Locations in the U.S.

Beau Rivage — Biloxi, MS
Borgata — Atlantic City, NJ
Empire City Casino — Yonkers, NY
Gold Strike — Robinsonville, MS
MGM Grand Detroit — Detroit, MI
MGM National Harbor — Oxon Hill, MD
MGM Northfield Park — Northfield, OH
MGM Springfield — Springfield, MA

MGM Resorts in China

MGM Cotai
MGM Macau

MGM Resorts in Japan

MGM Osaka
MGM Tokyo

Diaoyutai MGM Hospitality Locations

Bellagio Shanghai
Diaoyutai Boutique Hotel Chengdu
Diaoyutai Hotel Hangzhou
MGM Grand Sanya

M life Rewards hotels The Mirage — The Mirage is one of the many M life Rewards properties on the Las Vegas Strip. Image Credit: MGM Resorts

How M life Rewards Works

As an M life Rewards member, you'll earn Tier Credits based on your spending including:

Hotel rooms
Dining
Entertainment
Spa
Gambling (slots, video poker, and table games)

How To Join M life Rewards

Joining M life Rewards is quick and easy. Go to the MGM Rewards website and click on M life Rewards to sign up for a free account.

Then all you need to do is input some basic information like your name, address, and birthday and you'll have an M life account all set up.

Rewards

As an M life Rewards member, you'll be able to earn 3 types of rewards on top of your Tier Credits.

Express Comps

You'll earn Express Comps when you play slots and video poker. Plus, you'll earn them on table games at Beau Rivage, Borgata, Gold Strike Tunica, MGM Grand Detroit, MGM National Harbor, and MGM Springfield.

Express Comps can be redeemed for hotel charges, dining, entertainment, M life Moments, and more at any M life Rewards destination.

Points

You'll earn points based on your slot and video poker play. These can be redeemed for FREEPLAY on slot machines or converted to Express Comps. You'll also earn points with the M life® Rewards Mastercard®.

FREEPLAY

FREEPLAY is like electronic cash that you can use to play on your favorite slot machines or video poker machines. As an M life member, you'll receive FREEPLAY promotions and offers from participating casinos.

M life Rewards Platinum status — You'll be able to keep track of all your points, Tier Credits, and other rewards in your online account. Image Credit: MGM Resorts

M life Moments

M life Moments are special experiences that you can purchase only if you're an M life Rewards member. M life Moments include things like choosing the songs for the Fountains of Bellagio, swimming with sharks at Mandalay Bay, and an exclusive dinner for 2 with chef Julian Serrano.

BetMGM

BetMGM consists of sportsbooks, kiosks, and an online app to assist with your sports gaming.

Holiday Gift Shoppe

For each point you earn from slot play at any Las Vegas M life destination, you'll also earn 1 Gift Point. Gift Points can be redeemed for merchandise, gift cards, and/or FREEPLAY at the MGM Holiday Gift Shoppe event. Redemptions must be made in person.

Hot Tip: When you're booking your Las Vegas vacation, look for package deals that combine flights, hotel, and/or a rental car to save some money, and be sure to check our guide to the best things to do in Las Vegas before you go.

M life Rewards Elite Tier Levels

There are 5 levels of membership in the M life Rewards program. From the moment you join, you'll enjoy some basic amenities including:

Dedicated reservation lines
Special offers from M life Rewards
Access to M life Moments
Mobile check-in
Benefits and offers from M life partners
Ability to earn Express Comps and points for slot machine play
Ability to earn Holiday Gift Shoppe Points for slot play in Las Vegas
Hotel room discounts
Pre-sale ticket access to select events, concerts, and fights
Discounts to select shows at M life Rewards locations
Avis car rental discount
Personalized offers for BetMGM

All benefits are cumulative, so each level will also have access to all the benefits offered at the lower levels.

M life Rewards tiers — There are 5 levels of the M life Rewards program. Image Credit: MGM Resorts

Sapphire: 0 to 24,999 Tier Credits

5% discount at participating retail shops

Pearl: 25,000 to 74,999 Tier Credits

Extended expiration for Express Comps and points
Invitations to members-only events, tournaments, and promotions
10% bonus on points earned through slot play earned at M life Rewards destinations
10% bonus on Express Comps earned at M life Rewards destinations
10% discount at participating retail shops
Dedicated line at the buffet
Complimentary self-parking
10% bonus on iRewards Points earned on BetMGM
Increased deposit limit for BetMGM

Gold: 75,000 to 199,999 Tier Credits

20% bonus on points earned through slot play earned at M life Rewards destinations
20% bonus on Express Comps earned at M life Rewards destinations
10% discount at participating retail shops
Priority check-in line at the hotel front desk
Room upgrade at check-in (excluding suites, subject to availability)
Dedicated line at participating restaurants
Fine dining priority reservations
VIP line at select nightclubs in Las Vegas
Complimentary valet parking
20% bonus on iRewards Points earned on BetMGM
Expedited withdraws for BetMGM
Access to BetMGM VIP support team
Dedicated window at Bet MGM Sportsbook

Platinum: 200,000+ Tier Credits

Annual complimentary cruise on Royal Caribbean or Celebrity Cruise Line (for qualifying members)
30% bonus on points earned through slot play earned at M life Rewards destinations
30% bonus on Express Comps earned at M life Rewards destinations
15% discount at participating retail shops
Priority access to pool cabana, spa, and salon reservations
Priority access for taxi and valet services
Platinum Experience upon check-in at Las Vegas locations
30% bonus on iRewards Points earned on BetMGM
Invitations to sports and entertainment events
Complimentary nights at MGM Resorts
Access to dedicated VIP host for BetMGM

NOIR: By Invitation Only

40% bonus on points earned through slot play earned at M life Rewards destinations
40% bonus on Express Comps earned at M life Rewards destinations
15% discount at participating retail shops
Increased Express Comps earning limits
VIP lounge check-in
Guaranteed advanced hotel and restaurant reservations
Guaranteed show reservations
Complimentary limo service to and from the nearest airport with your hotel stay
30% bonus on iRewards Points earned on BetMGM

Bottom Line: Your M life Rewards elite level is determined by the number of Tier Credits you earn over 1 year, from October 1 through the following September 30. As soon as you reach the required number of points for the next tier level, you'll advance automatically, giving you at least 1 full year of the higher level's benefits. Your level is based on the Tier Credits you earned in the previous earning cycle (October 1 to September 30).

M life Rewards Partners

World of Hyatt

If you're a member of both World of Hyatt and M life Rewards, you can earn points and Tier Credits when you stay at Hyatt properties. You can also status match from your M life Rewards status to World of Hyatt status (and vice versa).

Earn 8 Tier Credits for every eligible dollar spent at participating Hyatt hotels
Earn 5 World of Hyatt points per eligible dollar spent at MGM Resorts locations in Las Vegas

Status Match From M life Rewards to World of Hyatt
M life Rewards Status	Matched Status to World of Hyatt
Sapphire	Member
Pearl	Discoverist
Gold	Explorist
Platinum	Explorist
NOIR	Explorist

Status Match From World of Hyatt to M life Rewards
World of Hyatt Status	Matched Status to M life Rewards
Member	Sapphire
Discoverist	Pearl
Explorist	Gold
Globalist	Gold

Southwest Airlines

M life Rewards members who are also Southwest Rapid Rewards members can earn 600 Rapid Rewards points for each qualifying stay at all Las Vegas M life Rewards destinations.

Royal Caribbean and Celebrity Cruise Line

M life Rewards members receive special benefits and perks when cruising with Royal Caribbean or Celebrity. Benefits vary based on your M life Rewards status. If you're a member of both M life Rewards and Royal Caribbean's Crown and Anchor Society, you'll need to choose which benefits you want to receive at the time of booking as they can't be combined.

	M life Rewards Status Level
Benefits on Royal Caribbean or Celebrity Cruises	Sapphire	Pearl	Gold	Platinum	NOIR
Exclusive cruise offers	✓	✓	✓	✓	✓
Entertainment tour		✓	✓	✓	✓
Welcome amenity			✓	✓	✓
Cash advance fee waived on SeaPass			✓	✓	✓
Onboard credit			$125	$200	$300
Annual free cruise				✓	✓

Royal Caribbean Crown and Anchor Society Members can also status match to M life Rewards.

Status Match From Royal Caribbean to M life Rewards
Royal Caribbean Crown and Anchor Society	Matched Status to M life Rewards
Gold	Sapphire
Platinum	Pearl
Emerald, Diamond, Diamond +, Pinnacle Club	Gold

Avis

M life Rewards members can save up to 30% on their next car rental from Avis.

Cirque du Soleil

M life Rewards members can save up to 25% off ticket prices and have access to preferred seating for select Cirque du Soleil performances.

Thunder Valley Casino Resort

M life Rewards members can receive benefits and offers through Thunder Valley Casino Resort, located in Northern California.

Cashman Photo

As an M life Rewards member, you can receive special discounts and benefits at all Cashman Photo Enterprise locations at MGM Resort properties in Las Vegas.

M life® Rewards Mastercard®

With the M life Rewards card, you can earn points that can be redeemed for FREEPLAY or Express Comps. Express Comps can be redeemed for hotel rooms, dining, and entertainment at MGM properties.

M life Rewards credit card — M life Rewards offers its own credit card, but it falls short of many other travel rewards credit cards. Image Credit: MGM Resorts

With this card, you'll earn:

10,000 points when you spend $1,000 in purchases during the first 3 billing cycles
3 Points and 3 Tier Credits per $1 spent at MGM Resorts properties
2 Points and 2 Tier Credits per $1 spent at grocery stores and gas stations
1 Point and 1 Tier Credit per $1 spent everywhere else

Plus, as a cardmember, you'll automatically receive an upgrade to Pearl status and priority check-in at M life Resorts.

So, is this card worth getting? Probably not. Even for high rollers who spend a lot at MGM properties, there are other credit cards out there that will offer even more benefits.

Here are a few better options:

Chase Sapphire Reserve® Card

The Chase Sapphire Reserve card earns 5x Ultimate Rewards points on air travel and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards, then earn 3x points on other travel and dining and 1 point per $1 spent on all other purchases. You'll also have lots of ways to use your points for anything from flights and hotels to cruises or rental cars. Plus this card comes with a ton of other benefits like a $300 travel credit, TSA PreCheck or Global Entry credit, and a Priority Pass membership.

American Express® Gold Card

If you'd like to earn points at the supermarket and when dining, take a look at the Amex Gold card that earns 4x points at U.S. supermarkets (up to $25,000 per year, 1x thereafter) and restaurants. You'll also get a ton of additional benefits that give this card a lot of value.

Citi Premier℠ Card

Do you want to earn extra points at gas stations? The Citi Premier card earns 3x points on all travel — including gas stations. Plus, with this card, you'll also earn double points on dining and entertainment purchases.

Bottom Line: For most people, the M life Rewards card isn't worth it. There are so many other travel rewards credit cards out there that offer more benefits and higher-earning capabilities than this card.

Final Thoughts

If you're a regular on the Las Vegas Strip, you might be familiar with M life Rewards. If you're not, you may be surprised to discover that this rewards program covers all MGM properties.

As a member, you'll earn points and Tier Credits that will earn you various benefits like priority taxi service, priority dining reservations, FREEPLAY, and more!

If you rarely travel to Vegas, don't worry — M life Rewards is valid at MGM properties across the U.S. as well as those in China and Japan.

Even if you aren't a big gambler, you can sign up for M life Rewards for free to earn perks anytime you try your hand at Lady Luck!

The information regarding the M life® Rewards Mastercard® and Citi Premier℠ Card was independently collected by Upgraded Points and was not provided nor reviewed by the issuer.